Define what the patient pays for during a delay
A disruption should not force the patient to guess whether a paid consultation still exists. State how the business handles incomplete visits, delayed follow-up and services that require another setting. Separate the private service fee from charges made by independent organizations. The SBA business guidance helps frame operating requirements, but it does not set clinical prices or payer terms.
For an Urban Honolulu pilot, estimate the staff work needed to recover an interrupted encounter. Include the time to contact the patient, obtain missing information and coordinate the next step. A price based only on successful video minutes leaves that work unfunded. The patient should not discover an unexpected coordination charge after a failed connection.
If insurance is part of the plan, review the payer contract and current service rules. Hawaii's telehealth statute includes specific reimbursement provisions that should not become a universal payment claim. Keep legal definitions, clinical suitability and reimbursement separate in the financial model. Test the receipt and refund explanation with someone who has not read your internal policy.